Nutraceuticals
Product claims, continuity programs, fulfillment, refund policy and affiliate marketing can all affect acceptance risk.
Travel
The merchant collects money before future delivery, so cancellations, supplier failures and seasonality can create large refund and dispute waves.
Subscriptions
Recurring billing makes consent, renewal disclosure, trial conversion, cancellation and descriptors unusually important.
CBD where legal
Legality and processor acceptance depend on jurisdiction, product composition, claims, fulfillment geography and card-network policy.
Licensed gambling
Licensing, geofencing, transaction coding, age controls and network program requirements dominate underwriting.
Crypto-related merchants
Licensing, custody, exchange activity, geographic exposure and fraud controls can push onboarding into enhanced due diligence.
Telemedicine
Medical advertising, prescribing models, pharmacy relationships, subscription billing and consumer consent all create separate control surfaces.